No lock-in · No exit fees · No mandated bank

Your super,
finally yours.

Establish a fully compliant SMSF in minutes — with no lock-in, no mandated bank, and no exit fees, ever. Then track every dollar in a real-time portfolio dashboard, backed by real people when you need them.

$899 one-off setup (individual trustee) + from $1,650/yr, billed monthly. Audit billed separately on completion.

Registered tax agent
Antill Business Accountants, Mona Vale NSW
ATO-compliant
Independently audited every year
Bank-level encryption
Your data stays yours, always portable
Registered Tax Agent 26198517
ABN 83 122 234 333 · Antill Business Accountants Pty Ltd
New — be one of our first clients
We publish real numbers only once we have them
Administration only
No financial advice, no product commissions
From $899
One-off setup (individual trustee)
From $137/mo
Ongoing admin, billed monthly
7 days
ABN/TFN typically issued
$0
Exit fees, ever

See your whole fund at a glance.

Balances, holdings and performance, updated as your fund moves.

Preview
Total fund value
$684,210
+ $12,480 this quarter
Australian shares
$291,400
International ETFs
$247,860
Cash
$144,950

Illustrative preview of the client dashboard. Figures are examples, not a real fund.

How it works

Four steps from industry fund to fully compliant SMSF.

1

Answer a few questions

Tell us about your members, trustee structure and what you plan to invest in. Ten minutes, online.

2

We register the fund

Trust deed, ABN, TFN and Electronic Service Address, all lodged and tracked for you.

3

Bring your own bank and broker

Open the accounts you want with whoever you want. We never mandate a provider.

4

We keep it compliant

Financials, tax return and an independent audit each year, with a named contact on the phone.

Everything an SMSF needs.
Nothing it doesn't.

A guided establishment flow and a portfolio you'll actually want to open.

Trustees & members

Choose individual or corporate trustee. Add up to 6 members with guided ATO compliance.

Trust deed & e-sign

Lawyer-vetted deed generated automatically and signed digitally with audit trail.

ABN, TFN, ESA

We register everything with the ATO and connect your Electronic Service Address.

Your bank, your broker

Keep the bank account and trading platform you prefer. We never tie you to ours.

Live portfolio

Holdings, performance and contributions in one real-time view you can open any time.

Real human support

A named contact who knows your fund — fast answers through chat, not a faceless ticket queue.

About Steer

Steer Super is the SMSF arm of Antill Business Accountants Pty Ltd, a registered tax agent and accounting firm in Mona Vale, NSW. We built Steer for people leaving an industry or retail fund for the first time: a modern online setup, a clear monthly fee, and an actual accountant behind it.

We don't run a bank, a broker or a platform, and we don't take commissions from anyone who does. That means the only thing we're paid for is the work on your fund — and you can walk away from it at any time, for free.

Questions, answered

What happens if I want to leave Steer?+

You leave. There's no exit fee and no wind-up fee, we hand over your full records, and the transfer out to another provider is free.

Do you get paid commissions by any bank or broker?+

No. We take no commissions, kickbacks or rebates from banks, brokers or platforms. Our fee is our only revenue, which is why it's published in full.

Am I locked into a specific bank or broker?+

No. You choose your own bank account and share trading platform and keep them. Many low-cost providers require theirs because that's where they make their margin.

How is the audit fee charged?+

Separately, and only once the independent audit is complete. It is never bundled into your monthly payment or collected in advance.

How do I get support if something goes wrong?+

Start with our support assistant for fast answers on fees, process and where your fund is up to. Anything it can’t resolve is logged to your named contact at Antill Business Accountants, who responds within one business day. The assistant sticks to the facts about your fund — for anything about whether an SMSF is right for you, we’ll point you to a licensed adviser.

Is Steer part of an accounting firm?+

Yes. Steer Super is the SMSF brand of Antill Business Accountants Pty Ltd, a registered tax agent and accounting firm based in Mona Vale, NSW.

Are there any costs not included in the establishment fee?+

Establishment fees don't include any state or territory stamp duty that may apply to your trust deed. Most states exempt SMSF deeds, but nominal duty or a stamping requirement can still apply in some jurisdictions (including Tasmania and the Northern Territory), and separate duty can apply to a bare trust deed for a borrowing arrangement (particularly NSW and Victoria). Where it applies, we arrange stamping and charge the duty at cost, and we'll confirm anything applicable before you commit.

Take control today.

$899 one-off setup, from $137 a month after that, and nothing charged before the work is done.

Establish your SMSF